DENIED by Your Insurance

What to Do Now

What if a request from your physician has been denied by your insurance carrier? What if your HMO has refused your request to be seen by a specialist? What happens when they say "no"?

The process of requesting a "second" chance varies depending on whether you have a PPO versus an HMO, and whether your policy is privately funded or through an employer/union.

Together, we will look at each process for the various types of insurance categories, and how you might be able to turn a "no" to a "yes"! Follow the links below to find the type of insurance that you have, and what will help you succeed.

PPO Denial of My Request

Understanding the HMO Denial Process

Denial by Employer or Union

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