What if a request from your physician has been denied by your insurance carrier? What if your HMO has refused your request to be seen by a specialist? What happens when they say "no"?
The process of requesting a "second" chance varies depending on whether you have a PPO versus an HMO, and whether your policy is privately funded or through an employer/union.
Together, we will look at each process for the various types of insurance categories, and how you might be able to turn a "no" to a "yes"! Follow the links below to find the type of insurance that you have, and what will help you succeed.